Insurance Bad Faith

Leveling the Playing Field for South Florida Insureds Who Have Been the Victim of Insurance Bad Faith Claim Denials

An insurance policy is a contract between the insurance company and the person or company that purchased that policy. The contract specifies that the insurance company will pay for damages and losses the insured may experience should a certain action occur — such as a flood, hurricane, fire or illness.

If the insurance company denies a claim when it comes time to pay on the policy, this is a breach of contract. The policy holder is entitled to seek redress in court with an insurance bad faith lawsuit.

When you need an effective legal advocate to appeal an unfair insurance claim denial, contact the Fort Lauderdale law office of Giunta & House, P.A.. Business lawyer Patrick Giunta defends the rights of businesses, homeowners, and other insurance policy holders in bad faith insurance cases.

The difficulties of working with a public adjustor

After a hurricane or fire, business owners and homeowners often hire a public adjustor – not an attorney – to review the damage and file their insurance claim. The public adjustor will take a percentage of the cost of the damage or a set fee to submit the claim. If the claim is then denied, the public adjustor can be of no further help. While the public adjustors may have provided a quality service, they are often ill-equipped to handle a dispute with an insurance company.

The value of working with an attorney

That’s the advantage of consulting an attorney when you are preparing your property claim. A business lawyer can work with you and with the insurance carrier at the outset. Mr. Giunta can contact general contractors, plumbers, electricians and others to prepare a strong claim with evidence from knowledgeable construction professionals.

Careful preparation of your claim may prevent the necessity of a lawsuit later on. If your claim is denied, Mr. Giunta will have provided the leverage your claim needs to prevail in court. (Under Florida law if you sue your insurance company for the benefits to which you are entitled, and you win in court, the insurance company may be required to pay your attorney's fees.)

Mr. Giunta can represent you in a bad faith insurance lawsuit involving:

• Property liability for personal injury occurring on the property
• Casualty claims for property damage from hurricanes, fire, floods and other causes of property damage
• Claim denials for life insurance or and disability insurance.

Contact the Fort Lauderdale law office of Giunta & House, P.A., to schedule a consultation with an experienced business lawyer when you have a faith insurance claim denial.

Convenient location • Free parking • Evening and weekend appointments by special arrangement • Credit cards accepted